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Exploring the Federal Student Grant Program

You may have heard of the Free Application for Federal Student Aid, 或FAFSA, if you or someone you know has plans to attend a college, 职业学校, 或大学. 去年, over 60% of high school seniors submitted a FAFSA to the Department of Education to secure financial assistance. But what many prospective and current students may overlook are the various federal grants awarded to students in need each year.1

获得的价值

Most federal grants, unlike loans, function as sources of funding. 不过也有一些例外. 例如, 如果一个学生被授予助学金, but withdraws from the program in which they’re enrolled, they may be required to pay back all or a portion of that grant.2

知道你的资助

The Department of Education offers multiple aid packages as part of the Federal Student Grant Program. The following four are granted most often, and each has different requirements for eligibility. The information below applies to the 2020-2021 academic year:

  • 联邦佩尔助学金 -最高奖励6美元,345, Pell Grants are reserved for under研究生 students who have exceptional financial need and have not earned a bachelor’s, 研究生, 或专业学位.3
  • Federal Supplemental Educational Opportunity Grants (FSEO) - FSEO资助金额最高为4美元,000 to those who demonstrate exceptional need and have not yet earned a bachelor’s or 研究生 degree. FSEO Grants also give priority to Pell Grant recipients over other applicants.4
  • 伊拉克和阿富汗服务补助金 - These grants award a maximum of $5,829.50, and they’re only for students whose parent or guardian served in a branch of the U.S. Armed Forces and died while serving in Iraq or Afghanistan after the events of 9/11.5
  • Teacher Education Assistance for College and Higher Education (TEACH) Grants - TEACH Grants award a maximum of $3,764, and they’re reserved for students who are enrolled in teaching preparation programs and agree to teach for a minimum of 4 years at the elementary or secondary school level in a high-need field.6

FAFSA所需

No matter who you are or your financial situation, you may want to consider submitting a FAFSA. 毕竟, the grants listed above do require recipients to have an application on file with the Department of Education. 谁知道? The potential financial benefit that you could secure may surprise you.

1. 仪.com, 2019
2. StudentAid.政府,2020
3. StudentAid.政府,2020
4. StudentAid.政府,2020
5. StudentAid.政府,2020
6. StudentAid.政府,2020

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by 消费品 Suite to provide information on a topic that may be of interest. 消费品, 有限责任公司, is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. 所表达的意见及 material provided are for general information, and should not be considered a solicitation for the purchase or 出售任何证券. 版权所有2021 love爱博体育app下载.

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