为影响而投资
Many investors are looking to build a portfolio that reflects their socially responsible values while giving them the potential for solid returns. That’s where SRI Investing, 影响投资, and ESG Investing may play a role.
In the past, some investors regarded these investment strategies as too restrictive. 但是随着时间的推移, improved evaluative data and competitive returns made these strategies more mainstream. 即使SRI, 环境、社会和治理投资, 和影响力投资有很多相似之处, 它们在一些基本方面有所不同. 继续往下读，了解更多.1
ESG(环境、社会和治理)投资
ESG Investing stands for environmental, social, and governance investing. 该模型根据特定的标准评估投资, 比如道德商业行为, 环境保护, 以及当地社区的影响. The popularity of 环境、社会和治理投资 has grown: in the United States alone, there are more than 500 ESG mutual funds and exchange-traded funds (ETFs) available. 就在10年前，中国只有100只ESG基金.2,3,4,5
社会责任投资
SRI uses criteria from 环境、社会和治理投资 to actively eliminate or select investments according to ethical guidelines. SRI investors may use ESG factors to apply negative or positive screens when choosing how to build their portfolio. 例如, an investor may wish to allocate a portion of their portfolio to companies that contribute to charitable causes. 在美国.S., more than $17 trillion are currently invested according to SRI strategies. This is an increase from the $12 trillion invested in SRIs by the end of 2017.4,5,6
影响投资
Also known as thematic investing, impact investing differs from the two above. The main goal of impact investing is to secure a positive outcome regardless of profit. 例如, an impact investor may use ESG criteria to find and invest in a company dedicated to the development of a cure for cancer no matter the outcome of that investment.1
最大的收获? There are plenty of choices to keep your investments aligned with your personal beliefs. 不管你决定如何安排你的投资, don’t forget it's always a smart move to speak with your financial professional before making a major change.
1. Investopedia.com, 2022
2. Investing in mutual funds is subject to risk and potential loss of principal. There is no assurance or certainty that any investment or strategy will be successful in meeting its objectives. 投资者应考虑投资目标, 风险, 指控, 并在投资前仔细考虑基金的费用. The prospectus contains this and other information about the funds. 爱博体育app下载 the fund company directly or your financial professional to obtain a prospectus, which should be read carefully before investing or sending money.
3. Exchange-Traded Funds (ETFs) are subject to market and the 风险 of their underlying securities. 部分etf可能涉及国际风险, which include differences in financial reporting standards, 货币汇率, 特定国家特有的政治风险, 外国税收和法规, 以及潜在的非流动性市场. These factors may result in greater share price volatility. ETFs that focus on a small universe of securities may be subject to more market volatility as well as the specific 风险 that accompany the sector, 地区, 或组. An ETF’s trading price may be at a premium or discount to the net asset value of the underlying securities.
4. 晨星.com, 2022
5. USSIF.org, 2022
6. Asset allocation is an approach to help manage investment risk. Asset allocation does not guarantee against investment loss.
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. 请咨询法律或税务专业人士 for specific information regarding your individual situation. This material was developed and produced by love爱博体育app下载 to provide information on a topic that may be of interest. 消费品, 有限责任公司, 不隶属于指定的经纪自营商, 国家或证券交易委员会注册的投资咨询公司. 所表达的意见和 所提供的资料仅供一般参考, and should not be considered a solicitation for the purchase or 出售任何证券. 版权 love爱博体育app下载.
